The content contained within this blog reflects the personal views and opinions of Dennis Tilley, and not necessarily those of Merriman Wealth Management, LLC. The content provided within this blog is property of Dennis Tilley & Merriman Wealth Management, LLC (“Merriman”).

This website is for educational and/or entertainment purposes only. Use this information at your own risk and the content should not be considered legal, tax, or investment advice. Please consult a legal/tax expert and/or an investment advisor to apply approaches described in this blog to your specific financial situation. Trading techniques and investment approaches described in this blog may not be appropriate for managing an individual’s investment portfolio.

The views contained in this blog may change at any time without notice. A person must make their own decision when investing in securities mentioned in this blog or in using trading techniques described in this blog. There is no guarantee that securities and/or trading techniques mentioned in this blog will make money or enhance risk-adjusted returns.

Specific investments and securities mentioned in this blog may be held by Merriman clients, or held by Dennis Tilley in a personal account. However, any hypothetical data contained in this blog is not made in reference to actual Merriman managed securities, portfolios, or investment strategies.  Hypothetical data contained in this blog is used as a means to assist readers in understanding the views and statements made by the author.

Furthermore, the hypothetical data displayed in this blog does not represent actual performance and should not be interpreted as an indication of actual performance. Although we have done our best to present this information fairly, hypothetical performance is still potentially misleading. This data is based on transactions that were not made. Instead, the trades were simulated, based on knowledge that was available only after the fact and thus with the benefit of hindsight. Results do not include the impact of taxes, if any.

The information contained in this blog is neither an offer to sell nor a solicitation of any offer to buy any securities. Any offering or solicitation will be made only to eligible investors and pursuant to any applicable private placement memorandum and other governing documents, all of which must be read in their entirety.

Merriman Wealth Management, LLC (“Merriman”) is an investment adviser located in Seattle, Washington. Read Merriman’s form ADV Part II here.

The publication of this blog on the Internet should not be construed by any consumer and/or prospective client as Dennis Tilley’s or Merriman’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

The information contained in this blog may use views, estimates, assumptions, facts, and information from other sources that are believed to be accurate and reliable as of the date of each blog entry.

Merriman does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Merriman’s Web site or incorporated herein, and takes no responsibility thereto. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Past performance may be shown in this blog. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended or undertaken by Merriman or Dennis Tilley) or product made reference to directly or indirectly by this Blog, Merriman on its Web site, or indirectly via a link to an unaffiliated third party Web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.

This blog may contain forward-looking statements. Actual future results may differ significantly from forward-looking statements contained in this blog.

Certain portions of this blog (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Merriman’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).

No client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Merriman, Dennis Tilley, or from any other investment professional. Dennis Tilley and Merriman are neither an attorney nor accountant, and no portion of this blog’s content should be interpreted as legal, accounting or tax advice. Furthermore, the prospective client is solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for the prospective client based on the prospective client’s investment objectives and personal and financial situation. The prospective client should consult with an investment professional, or an attorney or tax professional regarding their specific investment, legal or tax situation.

Each client and prospective client agrees, as a condition precedent to his/her/its access to this blog and Merriman’s Web site, to release and hold harmless Merriman, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Merriman.